Does my plan include out-of-network benefits?
Insurance and payment options
We want paying for dental care to feel clear and manageable. Here's how our office works with payment and insurance, and the financing options that can help you move forward with treatment.
An out-of-network, fee-for-service office
Implants and Root Canals Inc. is an out-of-network, fee-for-service dental office. We aren't contracted with any insurance company. You pay the office directly for your care, and our fees are set by our office, not an insurance company's fee schedule.
Why we work this way
Insurance contracts can shape care in ways that don't always serve the patient. Plans may limit materials, how often a service is covered, or which treatment they'll pay for. Some plans pay for a less durable option when another would serve you better long term. Staying out-of-network lets Dr. Balani recommend treatment based on what helps your teeth and your health, not on what a plan covers. It also lets us spend the time each case needs, whether it's saving a tooth with a root canal or planning a dental implant.
Using your insurance benefits
Having insurance doesn't mean you can't see us. Many PPO plans include out-of-network benefits, and you may be able to seek reimbursement from your insurer for part of your care. Before treatment, we recommend calling your insurance company or benefits office and asking:
How much of my annual maximum and deductible is left this year?
Do I have a waiting period for basic or major services, such as root canals, crowns, or implants?
How are out-of-network claims reimbursed, and what documents do I need?
Our team can give you the treatment details you need to ask those questions, so you know what to expect.
Financing with CareCredit® and Proceed Finance
If you'd like to spread out the cost of care, we offer two financing options. CareCredit is a health care credit card that you can use for dental treatment, with promotional financing on qualifying purchases. Proceed Finance offers patient loans with fixed monthly payments, which many people use for larger treatment such as implants or full-mouth care. Each company sets its own terms and approval. You can apply online or ask our team for help getting started.
Ask about financingCareCredit
Visit CareCreditProceed Finance
Visit Proceed FinanceClear answers before treatment
We'll explain your treatment plan and costs before any work begins, so you never have to guess. If you have several needs, we can help you prioritize, so the most urgent care comes first and the rest can be planned over time.
Frequently asked questions
Still have questions?
Our front office is happy to help before your visit, from scheduling to payment.
115 Daniel Webster Hwy, Nashua. Get directions
Questions about payment or financing?
Call (603) 484-9595. We'll help you find a way to move forward with care.
Address
115 Daniel Webster Hwy, Nashua, NH 03060
Nashua office
Woburn office
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